7. Maintaining the balance of your Recommended Allocation

1. The Recommended Allocation percentages recommended to you may be breached by the occurrence of any events or circumstances outside the control of Vault including, but not limited to, changes in the price or the value of the investments as a result of market movements, currency movements, lack of availability of investments or arising during a process of transitioning to an alternative investment or as a result of an agreed change in your Investment Strategy.

2. An investment’s compliance with any specifications made in the Recommended Allocation or otherwise communicated to you shall be determined as at the date of purchase of that investment. Any such specifications shall not be deemed breached as a result of changes in the value or status (including the credit rating) of an investment following purchase. Vault shall assess the need to change and/or replace its selection of an investment (whether ETF or otherwise) as appropriate, considering any matters that appear to us to be relevant to the ongoing suitability of that investment for your Account.