28. Force Majeure

In the event of any failure or delay in performance of Vault’s obligations under this Agreement resulting from acts or circumstances not reasonably within Vault’s control, including, but not limited to acts or regulations of any governmental bodies or authorities or securities exchanges, a custodian refusing to act on Vault’s instructions or the breakdown, failure or malfunction of any telecommunications or computer service, except for Vault’s own systems. Vault shall have no liability for any loss or change in the value of the assets in the Account or any opportunity lost incurred as a result of above failure or delay.