30. Amendments and Assignments

1. Vault may amend this Agreement on 60 days’ written notice of the changes to you, which may be given by electronic mail. If you do not close your Account prior to the date on which you are notified that the changes will come into effect, you will be deemed to have agreed to the changes and they shall apply to your Account therefrom.

2. This Agreement shall not be assignable by you without the express written consent of Vault.

3. Vault may on 30 day’s prior written notice (which may be via email to the email address provided to Vault by you), assign its rights and/or obligations under this Agreement to a third party selected by Vault, including by way of merger, consolidation or the acquisition of all or substantially all of Vault’s business and assets relating to this Agreement, provided that; (i) doing so shall not adversely affect your rights or obligations under this Agreement; and (ii) the assignee is to Vault’s reasonable satisfaction able to provide an equivalent level of service and regulatory and commercial assurance.