# 3. Client categorisation

1. For the purposes of the FSRA Rules, Vault will classify you and treat you as a Professional Client subject to your declaration and validation that you hold a net assets of at least USD 1,000,000 and meet the other criteria for being an “[Assessed” Professional Clients – “Individuals” under the FSRA’s Rules](https://en.adgm.thomsonreuters.com/rulebook/cobs-24-professional-clients). If you choose not to be classified as a Professional Client, Vault will classify you as a Retail Client. Where we classify you as a Retail Client, you are entitled to the protections available to Retail Clients under the FSRA Rules. You may not be eligible for certain Vault services if you are classified as a Retail Client.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://terms.vaultwealth.com/terms-and-conditions/3.-client-categorisation.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
